Disclosure
Who advises you, on whose behalf, and on what terms.
This page explains the verified registration details behind Gold Star, who provides financial advice, and the terms that matter before you proceed.
Who provides financial advice
Financial advice is provided by James Li, whose legal name on the Financial Service Providers Register (FSPR) is Jian Li. His Financial Adviser registration is FSP90281.
James is currently engaged by WEALTHPOINT LIMITED, registered on the FSPR as FSP678011, to provide financial advice on Wealthpoint's behalf.
About Gold Star Insurance Services
This website is published by GOLD STAR INSURANCE SERVICES LIMITED, company number 8687486, NZBN 9429051229597. Gold Star Insurance Services is the public-facing name used on this website.
No FSPR record was located for Gold Star Insurance Services, and this website does not present Gold Star as a licensed Financial Advice Provider. Financial advice is provided by James on Wealthpoint's behalf as described above.
- Legal entity
- GOLD STAR INSURANCE SERVICES LIMITED
- Company number
- 8687486
- NZBN
- 9429051229597
- Financial Adviser registration
- FSP90281 (Jian Li)
- Advice provided on behalf of
- Wealthpoint Limited (FSP678011)
Nature and scope of advice
James provides financial advice on Wealthpoint's behalf. The Personal and Business pages describe topics that may be discussed, but they are general information rather than a recommendation or a guarantee that a particular product is available. James will confirm the scope and any limits that apply before giving advice for your circumstances.
Fees, commissions, and conflicts of interest
Wealthpoint's public terms describe a model in which advisers may receive commissions from product providers when a policy is arranged, and in which any fee charged directly to a client would be disclosed in advance. The same terms describe how conflicts of interest are identified and managed, and note that commissions can create conflicts that must be handled openly.
Before you proceed, James will explain any fee, commission or conflict that is relevant to the advice and the product being considered.
Source: Wealthpoint Limited Terms of Service
Complaints
If something goes wrong, contact James first by email or phone. Wealthpoint's terms describe a complaints process that aims to resolve complaints within 10 working days, with free escalation to the Insurance & Financial Services Ombudsman Scheme (IFSO Scheme) if the complaint cannot be resolved. Full details are on the complaints page.
Duties
Financial advisers in New Zealand are subject to duties under the financial advice regime, including duties of competence, knowledge, skill, care, diligence, and ethical behaviour, and duties not to give misleading information. Wealthpoint's terms summarise how these duties apply to advice given on its behalf.
Background: Financial Markets Authority, financial advice provider information
Ask about this disclosure
- Email: james.li@certusnz.co.nz
- Phone: 09 365 5918 or 021 687 518
- Post: PO Box 26621, Epsom, Auckland 1344